TERMS OF USE

Last Updated: March 31, 2026 

These Terms of Use (“Terms”) govern your access to and use of the website located at www.flfinancialservices.com (the “Site”), operated by Frontline Financial Services, in partnership with TFS Solutions (“Company,” “we,” “us,” or “our”). 

By accessing or using the Site, submitting information, or applying for financing, you agree to be bound by these Terms. If you do not agree, you must not use the Site. 

  1. COMMERCIAL PURPOSE ONLY

The Site and services are intended solely for individuals and businesses seeking financing for commercial or business purposes. The Company does not provide consumer-purpose loans through this Site. 

By submitting an application, you represent and warrant that any financing requested is for business purposes only and not for personal, family, or household use. 

  1. SERVICES

The Site allows users to submit information in connection with requests for equipment financing and other commercial financing products. 

The Company may act as: 

  • a lender 
  • a broker or referral source 
  • a facilitator of financing transactions 

Submission of an application does not guarantee approval. All financing decisions are subject to the underwriting criteria of the applicable lender or financing partner. 

  1. CREDIT AUTHORIZATION AND DATA SHARING

By submitting information through the Site, you authorize the Company and its affiliates, lenders, banks, financial institutions, funding sources, and financing partners to: 

  • obtain consumer and/or commercial credit reports 
  • verify identity, financial, and business information 
  • evaluate your application for financing 

You acknowledge and agree that: 

  • your application may be shared with multiple lenders and financing partners 
  • such parties may independently review your application 
  • such parties may obtain credit reports and additional information 
  • such parties may contact you directly 

You further acknowledge and agree that financing agreements and related rights may be transferred, assigned, participated, or sold to lenders, financial institutions, or other third parties, and that your information may be shared in connection with such transactions. 

You acknowledge that separate authorization for credit reports and related activities may be required and obtained through the application process. 

  1. ELECTRONIC COMMUNICATIONS (E-SIGN)

By using the Site, you consent to receive disclosures, agreements, notices, and communications electronically. 

  1. MARKETING AND COMMUNICATIONS CONSENT

We may use your personal information, including your email address, to communicate with you about your application, related financing transactions, and other products or services that may be of interest to you, where permitted by applicable law. 

By providing your contact information to us, you acknowledge and agree that Frontline Financial Services, its affiliates, and financing partners, including lenders and financial institutions, may contact you via telephone, text message (SMS/MMS), and email regarding your application, the processing of your request, and any resulting financing transaction. 

We may also contact you via email regarding additional products, services, or promotions that may be of interest to you, in accordance with applicable law. 

You understand and agree that: 

  • your application may be shared with multiple lenders and financing partners 
  • such parties may independently review your application 
  • such parties may contact you directly regarding your application or potential financing offers 

You may opt out of receiving marketing emails by following the unsubscribe instructions included in such communications, and we will process such requests in accordance with applicable law. 

Transactional or service-related communications (including calls, text messages, and emails) may still be sent as necessary to process your application or manage any resulting transaction or account. 

For assistance, contact: info@fl-machinery.com 

  1. USER CONDUCT

You agree not to submit false, inaccurate, or misleading information or misuse the Site. 

  1. THIRD-PARTY SERVICES

The Company may share your information with lenders, financial institutions, service providers, and other third parties in connection with evaluating, underwriting, funding, servicing, or transferring financing transactions. The Company is not responsible for the services, decisions, or actions of such third parties. 

  1. DISCLAIMER OF WARRANTIES

THE SITE AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. THE COMPANY DOES NOT GUARANTEE FINANCING APPROVAL. 

  1. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICES. 

  1. ARBITRATION

Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration on an individual basis. 

  1. GOVERNING LAW

These Terms shall be governed by the laws of the State of Delaware, except where federal law applies. 

  1. CALIFORNIA PRIVACY RIGHTS

California residents may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). Please review the “California Privacy Rights” section of our Privacy Policy for more information. 

  1. CHANGES TO TERMS

We may update these Terms from time to time. Updates will be posted with a revised effective date. 

  1. CONTACT

Frontline Financial Services 

43779 Progress Way, Chilliwack, BC, Canada V2R 0E6 

Email: info@fl-machinery.com 

Office: 604-900-1986 

Toll-Free: 1-855-298-6096 

Fax: 604-402-3004 

Monday – Friday: 7:00 AM – 4:30 PM